Protecting Consumers

Advance Disposal Fee: Consumers are responsible for paying a fee of $5 per new tire when purchasing a new vehicle. If new tires are placed on a used vehicle as part of the sale agreement, the purchaser is also required to pay the Advance Disposal Fee of $5.00 per tire plus GST and PST. Also known as the Tire Levy. Click here for more info. 

Advertisement: Means any type of solicitation that is oral, written, visual, descriptive or any other representation or conduct by a dealer/salesperson, either directly or indirectly, which urges consumers to buy their vehicles, products, or services. This includes, but is not limited to a solicitation that is:

• on a vehicle
• at the dealership
• at promotional or marketing events or an off-site sale
• on radio, television, the internet or distributed by other electronic means
• a telephone solicitation or telemarketing
• sent via mail or e-mail
• published in a newspaper or a magazine
• printed on a flyer, brochure, sign, poster, showroom display or other printed material.

Aftermarket Warranty: Or aftermarket extended warranty, is a warranty provided by a third party on a used vehicle that requires the purchaser to pay an additional cost.

Air Conditioning Tax or Recovery Fee: On new vehicles, some dealers may charge an Air Conditioning Recovery Fee. The actual tax is paid by the manufacturer to the federal government at the time the vehicle is sent to the dealer. The manufacturer sometimes passes this cost on to the dealer separate from the MSRP of the vehicle and the dealer then passes the cost along to the consumer. This is part of the price the dealer is asking for the vehicle and not a consumer tax.  This should be made clear to a buyer and should not be represented as a consumer tax.

Altered: Altered status is given to a vehicle that has been significantly modified after its manufacture. It is also used for homemade and other constructed vehicles to indicate that they have been inspected and are structurally sound. The status is added after the vehicle passes inspection.

APR: Annual Percentage Rate. An interest calculation that represents an effective rate of interest accruing over a one-year period. The formula for calculating APR is found in the Disclosure of the Cost of Consumer Credit Regulation, under the Business Practices and Consumer Protection Act. Chapter 2, Part 5, Division 1.

APV9T: APV9T Transfer/Tax Form is an ICBC form used to transfer a motor vehicle from one person to another. It includes a description of the vehicle, declarations, the purchase price, the names and addresses of the buyer and seller, both signatures, the date of purchase and information, such as the odometer reading, plus instructions for completing the form. Under law, this form must be completed within 10 days of a change in ownership.  See sample form. (ADD LINK)

ARA: The Automotive Retailers Association is a not-for-profit organization formed in 1951 to promote the advancement of the automotive industry through education, representation and member services in order to maintain a high standard of professionalism among service providers, while protecting the safety and satisfaction of the motoring public in British Columbia.

As-is Where-is: In most situations, this is not a valid statement and should not be part of a standard sales contract. It is not effective by itself in waiving or limiting the implied rights of a buyer for a vehicle that is sold for use as transportation.

Balloon Payment: CA balloon payment is a large, lump-sum payment that is scheduled or due at the end of a series of considerably smaller periodic payments. It may be included in the payment schedule for a loan or lease.

BCAA:  British Columbia Automobile Association.  A non-profit organization providing towing, insurance, and inspection services.

Bill of Sale: The Bill of Sale is a legal document used to transfer the title to personal property from the seller (dealer) to the buyer (consumer). It is prepared by a seller and reports that on a specific date, at a specific locality, and for a particular sum of money and/or trade, the seller sold to the buyer a specific vehicle of which he had lawful possession. It is also commonly referred to as a contract or a sale agreement.

Black Book:  Canadian Black Book is a source for new and used vehicle pricing and information.

Burden of Proof: Under the Business Practices and Consumer Protection Act, if a seller is accused of a deceptive act or practice, the seller must prove that they did not use a spoken, written or visual statement or action to fool or mislead a consumer. This is known as reverse onus and is permitted in civil actions.

Buyer Beware:  This is not a valid statement under the Sales of Goods Act. The Supreme Court said that caveat emptor (let the buyer beware) regarding consumer transactions has diminished greatly since the 1950s. The Supreme Court of Canada recently confirmed that modern consumer protection legislation has shifted the consumer-merchant relationship to caveat venditor (let the seller beware).

Balloon Payment: CA balloon payment is a large, lump-sum payment that is scheduled or due at the end of a series of considerably smaller periodic payments. It may be included in the payment schedule for a loan or lease.

BCAA:  British Columbia Automobile Association.  A non-profit organization providing towing, insurance, and inspection services.

Bill of Sale: The Bill of Sale is a legal document used to transfer the title to personal property from the seller (dealer) to the buyer (consumer). It is prepared by a seller and reports that on a specific date, at a specific locality, and for a particular sum of money and/or trade, the seller sold to the buyer a specific vehicle of which he had lawful possession. It is also commonly referred to as a contract or a sale agreement.

Black Book:  Canadian Black Book is a source for new and used vehicle pricing and information.

Burden of Proof: Under the Business Practices and Consumer Protection Act, if a seller is accused of a deceptive act or practice, the seller must prove that they did not use a spoken, written or visual statement or action to fool or mislead a consumer. This is known as reverse onus and is permitted in civil actions.

Buyer Beware:  This is not a valid statement under the Sales of Goods Act. The Supreme Court said that caveat emptor (let the buyer beware) regarding consumer transactions has diminished greatly since the 1950s. The Supreme Court of Canada recently confirmed that modern consumer protection legislation has shifted the consumer-merchant relationship to caveat venditor (let the seller beware).

Balloon Payment: CA balloon payment is a large, lump-sum payment that is scheduled or due at the end of a series of considerably smaller periodic payments. It may be included in the payment schedule for a loan or lease.

BCAA:  British Columbia Automobile Association.  A non-profit organization providing towing, insurance, and inspection services.

Bill of Sale: The Bill of Sale is a legal document used to transfer the title to personal property from the seller (dealer) to the buyer (consumer). It is prepared by a seller and reports that on a specific date, at a specific locality, and for a particular sum of money and/or trade, the seller sold to the buyer a specific vehicle of which he had lawful possession. It is also commonly referred to as a contract or a sale agreement.

Black Book:  Canadian Black Book is a source for new and used vehicle pricing and information.

Burden of Proof: Under the Business Practices and Consumer Protection Act, if a seller is accused of a deceptive act or practice, the seller must prove that they did not use a spoken, written or visual statement or action to fool or mislead a consumer. This is known as reverse onus and is permitted in civil actions.

Buyer Beware:  This is not a valid statement under the Sales of Goods Act. The Supreme Court said that caveat emptor (let the buyer beware) regarding consumer transactions has diminished greatly since the 1950s. The Supreme Court of Canada recently confirmed that modern consumer protection legislation has shifted the consumer-merchant relationship to caveat venditor (let the seller beware).

Balloon Payment: CA balloon payment is a large, lump-sum payment that is scheduled or due at the end of a series of considerably smaller periodic payments. It may be included in the payment schedule for a loan or lease.

BCAA:  British Columbia Automobile Association.  A non-profit organization providing towing, insurance, and inspection services.

Bill of Sale: The Bill of Sale is a legal document used to transfer the title to personal property from the seller (dealer) to the buyer (consumer). It is prepared by a seller and reports that on a specific date, at a specific locality, and for a particular sum of money and/or trade, the seller sold to the buyer a specific vehicle of which he had lawful possession. It is also commonly referred to as a contract or a sale agreement.

Black Book:  Canadian Black Book is a source for new and used vehicle pricing and information.

Burden of Proof: Under the Business Practices and Consumer Protection Act, if a seller is accused of a deceptive act or practice, the seller must prove that they did not use a spoken, written or visual statement or action to fool or mislead a consumer. This is known as reverse onus and is permitted in civil actions.

Buyer Beware:  This is not a valid statement under the Sales of Goods Act. The Supreme Court said that caveat emptor (let the buyer beware) regarding consumer transactions has diminished greatly since the 1950s. The Supreme Court of Canada recently confirmed that modern consumer protection legislation has shifted the consumer-merchant relationship to caveat venditor (let the seller beware).

Balloon Payment: CA balloon payment is a large, lump-sum payment that is scheduled or due at the end of a series of considerably smaller periodic payments. It may be included in the payment schedule for a loan or lease.

BCAA:  British Columbia Automobile Association.  A non-profit organization providing towing, insurance, and inspection services.

Bill of Sale: The Bill of Sale is a legal document used to transfer the title to personal property from the seller (dealer) to the buyer (consumer). It is prepared by a seller and reports that on a specific date, at a specific locality, and for a particular sum of money and/or trade, the seller sold to the buyer a specific vehicle of which he had lawful possession. It is also commonly referred to as a contract or a sale agreement.

Black Book:  Canadian Black Book is a source for new and used vehicle pricing and information.

Burden of Proof: Under the Business Practices and Consumer Protection Act, if a seller is accused of a deceptive act or practice, the seller must prove that they did not use a spoken, written or visual statement or action to fool or mislead a consumer. This is known as reverse onus and is permitted in civil actions.

Buyer Beware:  This is not a valid statement under the Sales of Goods Act. The Supreme Court said that caveat emptor (let the buyer beware) regarding consumer transactions has diminished greatly since the 1950s. The Supreme Court of Canada recently confirmed that modern consumer protection legislation has shifted the consumer-merchant relationship to caveat venditor (let the seller beware).

Balloon Payment: CA balloon payment is a large, lump-sum payment that is scheduled or due at the end of a series of considerably smaller periodic payments. It may be included in the payment schedule for a loan or lease.

BCAA:  British Columbia Automobile Association.  A non-profit organization providing towing, insurance, and inspection services.

Bill of Sale: The Bill of Sale is a legal document used to transfer the title to personal property from the seller (dealer) to the buyer (consumer). It is prepared by a seller and reports that on a specific date, at a specific locality, and for a particular sum of money and/or trade, the seller sold to the buyer a specific vehicle of which he had lawful possession. It is also commonly referred to as a contract or a sale agreement.

Black Book:  Canadian Black Book is a source for new and used vehicle pricing and information.

Burden of Proof: Under the Business Practices and Consumer Protection Act, if a seller is accused of a deceptive act or practice, the seller must prove that they did not use a spoken, written or visual statement or action to fool or mislead a consumer. This is known as reverse onus and is permitted in civil actions.

Buyer Beware:  This is not a valid statement under the Sales of Goods Act. The Supreme Court said that caveat emptor (let the buyer beware) regarding consumer transactions has diminished greatly since the 1950s. The Supreme Court of Canada recently confirmed that modern consumer protection legislation has shifted the consumer-merchant relationship to caveat venditor (let the seller beware).

Balloon Payment: CA balloon payment is a large, lump-sum payment that is scheduled or due at the end of a series of considerably smaller periodic payments. It may be included in the payment schedule for a loan or lease.

BCAA:  British Columbia Automobile Association.  A non-profit organization providing towing, insurance, and inspection services.

Bill of Sale: The Bill of Sale is a legal document used to transfer the title to personal property from the seller (dealer) to the buyer (consumer). It is prepared by a seller and reports that on a specific date, at a specific locality, and for a particular sum of money and/or trade, the seller sold to the buyer a specific vehicle of which he had lawful possession. It is also commonly referred to as a contract or a sale agreement.

Black Book:  Canadian Black Book is a source for new and used vehicle pricing and information.

Burden of Proof: Under the Business Practices and Consumer Protection Act, if a seller is accused of a deceptive act or practice, the seller must prove that they did not use a spoken, written or visual statement or action to fool or mislead a consumer. This is known as reverse onus and is permitted in civil actions.

Buyer Beware:  This is not a valid statement under the Sales of Goods Act. The Supreme Court said that caveat emptor (let the buyer beware) regarding consumer transactions has diminished greatly since the 1950s. The Supreme Court of Canada recently confirmed that modern consumer protection legislation has shifted the consumer-merchant relationship to caveat venditor (let the seller beware).

Balloon Payment: CA balloon payment is a large, lump-sum payment that is scheduled or due at the end of a series of considerably smaller periodic payments. It may be included in the payment schedule for a loan or lease.

BCAA:  British Columbia Automobile Association.  A non-profit organization providing towing, insurance, and inspection services.

Bill of Sale: The Bill of Sale is a legal document used to transfer the title to personal property from the seller (dealer) to the buyer (consumer). It is prepared by a seller and reports that on a specific date, at a specific locality, and for a particular sum of money and/or trade, the seller sold to the buyer a specific vehicle of which he had lawful possession. It is also commonly referred to as a contract or a sale agreement.

Black Book:  Canadian Black Book is a source for new and used vehicle pricing and information.

Burden of Proof: Under the Business Practices and Consumer Protection Act, if a seller is accused of a deceptive act or practice, the seller must prove that they did not use a spoken, written or visual statement or action to fool or mislead a consumer. This is known as reverse onus and is permitted in civil actions.

Buyer Beware:  This is not a valid statement under the Sales of Goods Act. The Supreme Court said that caveat emptor (let the buyer beware) regarding consumer transactions has diminished greatly since the 1950s. The Supreme Court of Canada recently confirmed that modern consumer protection legislation has shifted the consumer-merchant relationship to caveat venditor (let the seller beware).

Balloon Payment: CA balloon payment is a large, lump-sum payment that is scheduled or due at the end of a series of considerably smaller periodic payments. It may be included in the payment schedule for a loan or lease.

BCAA:  British Columbia Automobile Association.  A non-profit organization providing towing, insurance, and inspection services.

Bill of Sale: The Bill of Sale is a legal document used to transfer the title to personal property from the seller (dealer) to the buyer (consumer). It is prepared by a seller and reports that on a specific date, at a specific locality, and for a particular sum of money and/or trade, the seller sold to the buyer a specific vehicle of which he had lawful possession. It is also commonly referred to as a contract or a sale agreement.

Black Book:  Canadian Black Book is a source for new and used vehicle pricing and information.

Burden of Proof: Under the Business Practices and Consumer Protection Act, if a seller is accused of a deceptive act or practice, the seller must prove that they did not use a spoken, written or visual statement or action to fool or mislead a consumer. This is known as reverse onus and is permitted in civil actions.

Buyer Beware:  This is not a valid statement under the Sales of Goods Act. The Supreme Court said that caveat emptor (let the buyer beware) regarding consumer transactions has diminished greatly since the 1950s. The Supreme Court of Canada recently confirmed that modern consumer protection legislation has shifted the consumer-merchant relationship to caveat venditor (let the seller beware).

Balloon Payment: CA balloon payment is a large, lump-sum payment that is scheduled or due at the end of a series of considerably smaller periodic payments. It may be included in the payment schedule for a loan or lease.

BCAA:  British Columbia Automobile Association.  A non-profit organization providing towing, insurance, and inspection services.

Bill of Sale: The Bill of Sale is a legal document used to transfer the title to personal property from the seller (dealer) to the buyer (consumer). It is prepared by a seller and reports that on a specific date, at a specific locality, and for a particular sum of money and/or trade, the seller sold to the buyer a specific vehicle of which he had lawful possession. It is also commonly referred to as a contract or a sale agreement.

Black Book:  Canadian Black Book is a source for new and used vehicle pricing and information.

Burden of Proof: Under the Business Practices and Consumer Protection Act, if a seller is accused of a deceptive act or practice, the seller must prove that they did not use a spoken, written or visual statement or action to fool or mislead a consumer. This is known as reverse onus and is permitted in civil actions.

Buyer Beware:  This is not a valid statement under the Sales of Goods Act. The Supreme Court said that caveat emptor (let the buyer beware) regarding consumer transactions has diminished greatly since the 1950s. The Supreme Court of Canada recently confirmed that modern consumer protection legislation has shifted the consumer-merchant relationship to caveat venditor (let the seller beware).

Balloon Payment: CA balloon payment is a large, lump-sum payment that is scheduled or due at the end of a series of considerably smaller periodic payments. It may be included in the payment schedule for a loan or lease.

BCAA:  British Columbia Automobile Association.  A non-profit organization providing towing, insurance, and inspection services.

Bill of Sale: The Bill of Sale is a legal document used to transfer the title to personal property from the seller (dealer) to the buyer (consumer). It is prepared by a seller and reports that on a specific date, at a specific locality, and for a particular sum of money and/or trade, the seller sold to the buyer a specific vehicle of which he had lawful possession. It is also commonly referred to as a contract or a sale agreement.

Black Book:  Canadian Black Book is a source for new and used vehicle pricing and information.

Burden of Proof: Under the Business Practices and Consumer Protection Act, if a seller is accused of a deceptive act or practice, the seller must prove that they did not use a spoken, written or visual statement or action to fool or mislead a consumer. This is known as reverse onus and is permitted in civil actions.

Buyer Beware:  This is not a valid statement under the Sales of Goods Act. The Supreme Court said that caveat emptor (let the buyer beware) regarding consumer transactions has diminished greatly since the 1950s. The Supreme Court of Canada recently confirmed that modern consumer protection legislation has shifted the consumer-merchant relationship to caveat venditor (let the seller beware).

Balloon Payment: CA balloon payment is a large, lump-sum payment that is scheduled or due at the end of a series of considerably smaller periodic payments. It may be included in the payment schedule for a loan or lease.

BCAA:  British Columbia Automobile Association.  A non-profit organization providing towing, insurance, and inspection services.

Bill of Sale: The Bill of Sale is a legal document used to transfer the title to personal property from the seller (dealer) to the buyer (consumer). It is prepared by a seller and reports that on a specific date, at a specific locality, and for a particular sum of money and/or trade, the seller sold to the buyer a specific vehicle of which he had lawful possession. It is also commonly referred to as a contract or a sale agreement.

Black Book:  Canadian Black Book is a source for new and used vehicle pricing and information.

Burden of Proof: Under the Business Practices and Consumer Protection Act, if a seller is accused of a deceptive act or practice, the seller must prove that they did not use a spoken, written or visual statement or action to fool or mislead a consumer. This is known as reverse onus and is permitted in civil actions.

Buyer Beware:  This is not a valid statement under the Sales of Goods Act. The Supreme Court said that caveat emptor (let the buyer beware) regarding consumer transactions has diminished greatly since the 1950s. The Supreme Court of Canada recently confirmed that modern consumer protection legislation has shifted the consumer-merchant relationship to caveat venditor (let the seller beware).

Balloon Payment: CA balloon payment is a large, lump-sum payment that is scheduled or due at the end of a series of considerably smaller periodic payments. It may be included in the payment schedule for a loan or lease.

BCAA:  British Columbia Automobile Association.  A non-profit organization providing towing, insurance, and inspection services.

Bill of Sale: The Bill of Sale is a legal document used to transfer the title to personal property from the seller (dealer) to the buyer (consumer). It is prepared by a seller and reports that on a specific date, at a specific locality, and for a particular sum of money and/or trade, the seller sold to the buyer a specific vehicle of which he had lawful possession. It is also commonly referred to as a contract or a sale agreement.

Black Book:  Canadian Black Book is a source for new and used vehicle pricing and information.

Burden of Proof: Under the Business Practices and Consumer Protection Act, if a seller is accused of a deceptive act or practice, the seller must prove that they did not use a spoken, written or visual statement or action to fool or mislead a consumer. This is known as reverse onus and is permitted in civil actions.

Buyer Beware:  This is not a valid statement under the Sales of Goods Act. The Supreme Court said that caveat emptor (let the buyer beware) regarding consumer transactions has diminished greatly since the 1950s. The Supreme Court of Canada recently confirmed that modern consumer protection legislation has shifted the consumer-merchant relationship to caveat venditor (let the seller beware).

Balloon Payment: CA balloon payment is a large, lump-sum payment that is scheduled or due at the end of a series of considerably smaller periodic payments. It may be included in the payment schedule for a loan or lease.

BCAA:  British Columbia Automobile Association.  A non-profit organization providing towing, insurance, and inspection services.

Bill of Sale: The Bill of Sale is a legal document used to transfer the title to personal property from the seller (dealer) to the buyer (consumer). It is prepared by a seller and reports that on a specific date, at a specific locality, and for a particular sum of money and/or trade, the seller sold to the buyer a specific vehicle of which he had lawful possession. It is also commonly referred to as a contract or a sale agreement.

Black Book:  Canadian Black Book is a source for new and used vehicle pricing and information.

Burden of Proof: Under the Business Practices and Consumer Protection Act, if a seller is accused of a deceptive act or practice, the seller must prove that they did not use a spoken, written or visual statement or action to fool or mislead a consumer. This is known as reverse onus and is permitted in civil actions.

Buyer Beware:  This is not a valid statement under the Sales of Goods Act. The Supreme Court said that caveat emptor (let the buyer beware) regarding consumer transactions has diminished greatly since the 1950s. The Supreme Court of Canada recently confirmed that modern consumer protection legislation has shifted the consumer-merchant relationship to caveat venditor (let the seller beware).

Balloon Payment: CA balloon payment is a large, lump-sum payment that is scheduled or due at the end of a series of considerably smaller periodic payments. It may be included in the payment schedule for a loan or lease.

BCAA:  British Columbia Automobile Association.  A non-profit organization providing towing, insurance, and inspection services.

Bill of Sale: The Bill of Sale is a legal document used to transfer the title to personal property from the seller (dealer) to the buyer (consumer). It is prepared by a seller and reports that on a specific date, at a specific locality, and for a particular sum of money and/or trade, the seller sold to the buyer a specific vehicle of which he had lawful possession. It is also commonly referred to as a contract or a sale agreement.

Black Book:  Canadian Black Book is a source for new and used vehicle pricing and information.

Burden of Proof: Under the Business Practices and Consumer Protection Act, if a seller is accused of a deceptive act or practice, the seller must prove that they did not use a spoken, written or visual statement or action to fool or mislead a consumer. This is known as reverse onus and is permitted in civil actions.

Buyer Beware:  This is not a valid statement under the Sales of Goods Act. The Supreme Court said that caveat emptor (let the buyer beware) regarding consumer transactions has diminished greatly since the 1950s. The Supreme Court of Canada recently confirmed that modern consumer protection legislation has shifted the consumer-merchant relationship to caveat venditor (let the seller beware).

Balloon Payment: CA balloon payment is a large, lump-sum payment that is scheduled or due at the end of a series of considerably smaller periodic payments. It may be included in the payment schedule for a loan or lease.

BCAA:  British Columbia Automobile Association.  A non-profit organization providing towing, insurance, and inspection services.

Bill of Sale: The Bill of Sale is a legal document used to transfer the title to personal property from the seller (dealer) to the buyer (consumer). It is prepared by a seller and reports that on a specific date, at a specific locality, and for a particular sum of money and/or trade, the seller sold to the buyer a specific vehicle of which he had lawful possession. It is also commonly referred to as a contract or a sale agreement.

Black Book:  Canadian Black Book is a source for new and used vehicle pricing and information.

Burden of Proof: Under the Business Practices and Consumer Protection Act, if a seller is accused of a deceptive act or practice, the seller must prove that they did not use a spoken, written or visual statement or action to fool or mislead a consumer. This is known as reverse onus and is permitted in civil actions.

Buyer Beware:  This is not a valid statement under the Sales of Goods Act. The Supreme Court said that caveat emptor (let the buyer beware) regarding consumer transactions has diminished greatly since the 1950s. The Supreme Court of Canada recently confirmed that modern consumer protection legislation has shifted the consumer-merchant relationship to caveat venditor (let the seller beware).

Balloon Payment: CA balloon payment is a large, lump-sum payment that is scheduled or due at the end of a series of considerably smaller periodic payments. It may be included in the payment schedule for a loan or lease.

BCAA:  British Columbia Automobile Association.  A non-profit organization providing towing, insurance, and inspection services.

Bill of Sale: The Bill of Sale is a legal document used to transfer the title to personal property from the seller (dealer) to the buyer (consumer). It is prepared by a seller and reports that on a specific date, at a specific locality, and for a particular sum of money and/or trade, the seller sold to the buyer a specific vehicle of which he had lawful possession. It is also commonly referred to as a contract or a sale agreement.

Black Book:  Canadian Black Book is a source for new and used vehicle pricing and information.

Burden of Proof: Under the Business Practices and Consumer Protection Act, if a seller is accused of a deceptive act or practice, the seller must prove that they did not use a spoken, written or visual statement or action to fool or mislead a consumer. This is known as reverse onus and is permitted in civil actions.

Buyer Beware:  This is not a valid statement under the Sales of Goods Act. The Supreme Court said that caveat emptor (let the buyer beware) regarding consumer transactions has diminished greatly since the 1950s. The Supreme Court of Canada recently confirmed that modern consumer protection legislation has shifted the consumer-merchant relationship to caveat venditor (let the seller beware).

Balloon Payment: CA balloon payment is a large, lump-sum payment that is scheduled or due at the end of a series of considerably smaller periodic payments. It may be included in the payment schedule for a loan or lease.

BCAA:  British Columbia Automobile Association.  A non-profit organization providing towing, insurance, and inspection services.

Bill of Sale: The Bill of Sale is a legal document used to transfer the title to personal property from the seller (dealer) to the buyer (consumer). It is prepared by a seller and reports that on a specific date, at a specific locality, and for a particular sum of money and/or trade, the seller sold to the buyer a specific vehicle of which he had lawful possession. It is also commonly referred to as a contract or a sale agreement.

Black Book:  Canadian Black Book is a source for new and used vehicle pricing and information.

Burden of Proof: Under the Business Practices and Consumer Protection Act, if a seller is accused of a deceptive act or practice, the seller must prove that they did not use a spoken, written or visual statement or action to fool or mislead a consumer. This is known as reverse onus and is permitted in civil actions.

Buyer Beware:  This is not a valid statement under the Sales of Goods Act. The Supreme Court said that caveat emptor (let the buyer beware) regarding consumer transactions has diminished greatly since the 1950s. The Supreme Court of Canada recently confirmed that modern consumer protection legislation has shifted the consumer-merchant relationship to caveat venditor (let the seller beware).

Balloon Payment: CA balloon payment is a large, lump-sum payment that is scheduled or due at the end of a series of considerably smaller periodic payments. It may be included in the payment schedule for a loan or lease.

BCAA:  British Columbia Automobile Association.  A non-profit organization providing towing, insurance, and inspection services.

Bill of Sale: The Bill of Sale is a legal document used to transfer the title to personal property from the seller (dealer) to the buyer (consumer). It is prepared by a seller and reports that on a specific date, at a specific locality, and for a particular sum of money and/or trade, the seller sold to the buyer a specific vehicle of which he had lawful possession. It is also commonly referred to as a contract or a sale agreement.

Black Book:  Canadian Black Book is a source for new and used vehicle pricing and information.

Burden of Proof: Under the Business Practices and Consumer Protection Act, if a seller is accused of a deceptive act or practice, the seller must prove that they did not use a spoken, written or visual statement or action to fool or mislead a consumer. This is known as reverse onus and is permitted in civil actions.

Buyer Beware:  This is not a valid statement under the Sales of Goods Act. The Supreme Court said that caveat emptor (let the buyer beware) regarding consumer transactions has diminished greatly since the 1950s. The Supreme Court of Canada recently confirmed that modern consumer protection legislation has shifted the consumer-merchant relationship to caveat venditor (let the seller beware).